Share with you some experience using a credit card when traveling abroad to avoid leaving the tortuous without swipe card as he had ever met before. You do or traveling for business or traveling with the habit of using your credit / debit card instead of cash, by reference to the following tips to avoid trouble when paid.
1. Always take as many credit / debit cards as possible
If you do not have or want a safe habits do not want to pay by cash when traveling abroad, do not put all the cards 1-2 beliefs are numerous. His experience shows that cards are sometimes very bad luck, especially overseas. Before you take the ANZ credit card, sometimes go shopping in Vietnam full error, spent several months scared cancel always refreshing. Card spending which always carry cash with what precautions they spend.
Going abroad does not have any cards of Vietnam is 100% reliable before. Sometimes payment is due to faulty foreign bank does not accept Vietnam, probably due to connection errors, also may be due to the Vietnam Bank saw strange transactions should automatically locked card, or by the scratched card too so at times run time, do not know which way to avoid. In short, if you have many credit cards, should carry out to protect himself. I always carry at least 3 female and 2 credit card the debit card when traveling abroad. Debit cards do not have much money in the account, but you will need it in case your credit card is not spent, so why you see below to learn more.
2. Always pay the hotel one day before check out
Why must pay before 1 day? Not his nature so careful where nothing he had seen the previous problems and so new that.
3 years ago the first time of traveling, then I only have one single credit cards by issuers. Subjectively it is the American Express card, genuine products which should not have done more what else to bring your card before. One day before checking out, I can not remember the reason why he had to go pay for a room that morning, but think back to see their true that lucky. Remember to inform the hotel at the time was not active card, no payment, his face ashen not know how. Call the boss for help, after many phone calls to the boss, his last met employees of American Express service. After the present situation, wait one test, to check that night back, the new cards work. I do not understand it was a mistake, but I did not care, was lucky and escaped.
If your time is not accidental that the prepayment 1 day but wait till you check out, the problem will make a lot more serious. Late plane is one of the most predictable consequences. Therefore, from experience, all the time abroad, including work or travel, I always pay for the hotel 1 day prior to check out if there is anything remaining uncertainties or handle in hand.
3. Always prepare information relative to bank and recourse
In the case of credit cards can not be used, the best way is that you should call the bank where the card for assistance. That’s the theory if the card used in Vietnam. And in fact, when traveling abroad, international phone calls to PBX through all the steps to identify themselves, check settlement will take a lot of the mobile phone bill. Which does not necessarily call the problem is resolved. So I met this meal no matter referred to the bank spent on expensive but called his wife for help.
The story would be nothing special without having trouble paying your credit card tonight. After a week of camping in Jakarta, is himself being on the water tomorrow then. As usual, after dinner, his reception prior to payment of precaution. Greatest fear has come, in my 3 credit cards to carry, the JCB card Sacombank has the highest quota had been bad not connect. The remaining two matches expired card is not enough to pay the room, missing more than a dozen million. Immediately pulled right the Citibank VISA debit card to the new spare memory is still a few million, and not enough money, too. Deadlock yet! Now where money to pay the hotel here.
Now it’s the new debit promote strength. Debit card connected to a bank account should just ask someone in Vietnam have money in the bank account transfer will receive the money immediately. Then use a debit card for payment. The point is that if you fall into a similar situation, do you know who have no money available to call. As for himself, but unfortunately I have many friends using the Citibank account, should immediately call on the wife (by application LINE), thanks to call your wife to transfer it over. Fast paced, exactly 3 minutes later, your account has been funded, completed payment! If no debit card, no wife and no available help kids you are available to borrow money, I can not solve stars.
Credit cards are convenient and properly secure than cash, but do not put a lot of faith in it. Risks can always happen anytime. Always prepared contingency plans to go abroad to avoid annoying your dentist about your money. Hopefully no one fell into the same situation as yourself today, and if there will be no way to resolve smoothly.